Sungi believes that sustainable development is not possible until and unless it encompasses all aspects (economic, social and cultural) of human life. Based on this principle in 1994 Sungi started a comprehensive rural development program named "Hazara Community Support Program" (HCSP) which also included a saving and micro finance program under the title of Small enterprise Development Program. In this program Microfinance facilities were introduced. An important component of this program was saving mobilization; by 2002 this program had helped communities raise PKR 8.0 Million and had provided micro loans to thousands of microentreprenuers.

History marks Sungi as a pioneer in Microfinance in NWFP and Pakistan Administered Kashmir. Sungi is also pioneer in not only introducing the Micro credit and micro insurance in these areas back in 1994, but has introduced the complete livelihood solutions to pull poverty stricken masses out of poverty trap. Sungi also broke new ground as it was first to extend micro loans for productive/business purposes but had also extended loans for social/consumption loans. Till date, Sungi has provided financial assistance to 7591 poor households and has disbursed more than PKR 87 Million.

Through small loans, savings, insurance, technical assistance and other financial services, Sungi has helped the poor reduce their vulnerability to external shocks, increase their incomes and build businesses. This is not an end; Sungi’s contribution towards its cause of uplifting the socioeconomic status of poor is also illustrated by the financial literacy promotion activities involving training programs for poorest section of the society. The tangible benefits of increased income and economic security for the poor and their households are real and many including better medical care, increased educational opportunities and greater food security.